About Me

I’m a 29 years old happily-married Lithuanian guy who loves investments, economy, sports. I am working as an IT engineer in a Scandinavian bank but investments was always a field which fascinated me. My hobbies include sports (running, triathlon), gaming, reading, watching TV series. I participated in two Half-Ironman (Ironman 70.3) events and am planning to complete full Ironman race one day.

I decided to write this blog to keep myself accountable and to share my journey to a safer retirement (or maybe financial independence before my retirement age). Currently, I would hit my retirement in 2053 (according to current policies) so I have more than 35 years to prepare for that. Ideally, I would like to retire earlier than that so the goal is to reach financial independence before the official retirement age (or at least work part-time). I will try to achieve that by combining passive income (dividend investment and other forms of income) and constantly saving part of my income.

4 thoughts on “About Me

  1. Awesome to meet you and thanks for letting us follow your journey. I was curious – do you have a certain savings rate you try and achieve? That, above most things, is going to tell us (and you!) whether or not you’re going to be successful in achieving your retirement goals. Take care!
    -Passive Income Dude

    1. Hi Dan,
      Thanks for visiting! That’s a great question! I definitely wouldn’t call myself frugal – me and my wife go to a restaurant a few times a month and treat ourselves with some snacks quite often. We could also save some money on our rent if we were living in a cheap apartment far away from our jobs. However, these are the things that we really value and they bring joy to us so we are making a compromise here.
      I am targeting to save ~30-35% of my income at the moment and I am able to do so usually. Most of my savings during last year went to our wedding which happened earlier this year, though, so I am only back in the dividend game recently. However, I don’t regret a penny I spent for our wedding because I will remember this day for the rest of my life, and I couldn’t imagine it to turn out any better.

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