It’s already August, and I still haven’t shared my passive income update for June.
Summer is in full swing, which makes it a little harder to find time to sit down and document our journey towards financial independence. Still, better late than never, so let’s take a look at how the portfolio performed during June 2026.
Dividend Income
As always, let’s start with dividend income. During June, six companies paid dividends:
As in every monthly update, I like to compare each dividend with a real household expense. It helps put the numbers into perspective and shows which parts of our lifestyle the portfolio is already beginning to support.
- $4.84 – Target (TGT): covered 0.6% of our Food expenses over the last 3 months
- $7.62 – Capital One Financial (COF): covered 12.5% of our Banking expenses over the last 3 months
- $8.36 – United Parcel Service (UPS): covered 0.6% of our Car & Transportation expenses over the last 3 months
- $2.32 – Microsoft (MSFT): covered 0.8% of our Subscriptions & Personal Development costs over the last 3 months
- $36.55 – Pfizer (PFE): covered 3.9% of our Health expenses for the last month
- $8.19 – Prologis (PLD): covered 0.4% of our Mortgage payments over the last 2 months
Seeing dividends gradually cover more and more of our everyday expenses is always motivating, even at this relatively early stage of the journey.
Dividend Year-on-Year Comparison
Let’s compare this year’s June dividends with those received in June 2025.
Dividend income increased by an impressive 138% year over year.
The biggest contributor was Pfizer, which was a new dividend payer in the portfolio. In addition, every company except UPS increased its dividend compared to last year, providing another nice boost to the total.
Other Passive Income Sources
Besides dividends, the portfolio generated income from several other investments:
- €6.17 – P2P lending
- €3.99 – Real Estate Crowdfunding
- €8.00 – Bond interest
- €6.26 – Money Market Funds
- €0.91 – Real Estate Crowdfunding (rental income)
These additional income streams may seem small individually, but together they continue to strengthen and diversify the portfolio.
Passive Income Summary
In total, the portfolio generated €84.01 of passive income during June.
The chart below compares passive income across the years:
So far, every month in 2026 has outperformed the corresponding month last year, which is encouraging to see. Whether this streak continues remains to be seen. August may prove more challenging, as last year’s result included income from options trading. We’ll find out soon enough.
Portfolio Contributions and New Investments
I added €600 to my investment accounts during June.
Using this contribution together with some previously accumulated cash, I made the following investments:
- 5 shares of Ignitis Group (IGN1L) at €21.15/share for a total of €105.75 (expected annual income: +€5.82)
- 70 shares of Telia Lietuva (TEL1L) at €2.13/share for a total of €149.10 (expected annual income: +€8.33)
- 1 share of Vilkyškių Pieninė (VLP1L) at €14.30 (expected annual income: +€0.19)
- €100 invested in a new real estate crowdfunding project offering 7% annual interest over 12 months
- €200 invested in a new AB Agathum bond with a 9% coupon and maturity in June 2029
Although none of these investments are particularly large on their own, together they are expected to increase my annual passive income by approximately €39, assuming everything goes according to plan.
Summary
June was another strong month for the portfolio, with passive income once again more than doubling compared to the same month last year.
My goal for 2026 is to generate €750 in passive income. At the halfway point of the year, the portfolio has already produced €407, meaning I’ve reached 54% of my annual target.
The second half of the year may be a little slower, as I expect my investment contributions to decrease somewhat. Even so, I’m optimistic that I’ll reach the goal by year-end if I stay consistent.
Thanks for reading, and see you in next month’s update!